Kids may say the “darndest things,” but some grown-ups do the stupidest things. I recently read that the U.S. Treasury Department is investigating more than 580 first-time home buyer tax credit claims by “children” under the age of 18.

Total claims: nearly $4 million, with $627,000 having been doled out by the government to date. Among the claimants: a child 4 years of age.

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